The world of insurance is far more interesting than you just think about! Insurance means protection from financial loss. It is a form of risk management which is primarily used to hedge against the risk of a contingent or uncertain loss. There are various types of insurances available such as Short term insurance ombudsman who charges to represent the interests of the public by investigating and addressing certain complaints of the violation of rights. Here are some astonishing facts which are extremely hard to believe! Your home insurance probably covers volcano and meteor damage: [caption id="attachment_34" align="aligncenter" width="860"] Volcano and meteor damage[/caption] Hard to believe, right?